Fantastic opportunity in the heart of downtown St. Joseph! This spacious 5-bedroom, 2-bath home offers a flexible layout with a full kitchen, dining area, laundry, and two bedrooms conveniently located on the main floor. The open living room provides a welcoming gathering space, while the lower level offers potential for a future family room, additional storage, and mechanicals. Recent updates include new kitchen flooring, fresh paint, and updated lighting fixtures. Enjoy a large lot with ample off-street parking, mature plum trees, and an oversized 4-stall garage with additional parking on-site. A new roof was installed in 2019 for peace of mind. Softener installed 2022, Water heater 2018, Furnace 2005, Shingles 2019, Garage built 2001 26*34, Sewer line to street pvc 2015, New kitchen/bedroom floor 2025, Full Roof off spray foam and cellulose air seal 2019, Insurance claim water leak during roof project. Drywall replaced main br., and 2 plum trees. Located just steps from CSB, downtown shops, restaurants, breweries, and parks—this home is ideal as an owner-occupied residence or a smart investment property. Currently licensed as a rental, it’s a perfect fit for students or an investor looking to expand their portfolio.